Last Updated: February 1, 2026

Agreement to Terms

By accessing or using the AutoQuoteShield website and services (collectively, the "Services"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not use our Services.

Our Services

AutoQuoteShield Insurance Services is a licensed insurance broker that helps consumers compare and purchase auto insurance policies. We work with multiple insurance carriers to provide quotes and facilitate policy purchases on behalf of our customers.

What We Provide

What We Don't Provide

User Responsibilities

Accurate Information

You agree to provide accurate, complete, and current information when requesting quotes or purchasing insurance. Providing false or misleading information may result in policy cancellation or denial of claims.

Account Security

If you create an account, you are responsible for:

Prohibited Uses

You may not use our Services to:

Insurance Policies

Policy Terms

Insurance policies purchased through AutoQuoteShield are subject to the terms and conditions of the issuing insurance carrier. We recommend carefully reviewing all policy documents before purchase.

Quotes Are Estimates

Quotes provided on our website are estimates based on the information you provide. Final rates may vary based on underwriting review, additional information, or carrier pricing changes.

Broker Relationship

AutoQuoteShield acts as your agent in obtaining insurance quotes and purchasing policies. We may receive commissions from insurance carriers for policies sold through our platform.

Payments and Billing

Payment for insurance premiums is made directly to the insurance carrier or their designated billing service. AutoQuoteShield does not directly collect premium payments unless explicitly stated.

If AutoQuoteShield processes payments on behalf of a carrier:

Intellectual Property

All content on the AutoQuoteShield website, including text, graphics, logos, images, and software, is the property of AutoQuoteShield or its licensors and is protected by copyright and trademark laws. You may not copy, modify, distribute, or reproduce any content without written permission.

Third-Party Links

Our Services may contain links to third-party websites or services. AutoQuoteShield is not responsible for the content, privacy practices, or terms of any third-party sites. We encourage you to review their policies before providing any information.

Disclaimers

No Warranty

Our Services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee that our Services will be uninterrupted, error-free, or free from viruses.

No Guarantee of Coverage

Requesting a quote or submitting an application does not guarantee that you will be approved for coverage. Insurance carriers make final underwriting decisions.

Limitation of Liability

To the fullest extent permitted by law, AutoQuoteShield shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our Services, including but not limited to:

Our total liability to you for any claims arising from these Terms shall not exceed the amount of commissions we earned from your policy purchase.

Indemnification

You agree to indemnify and hold AutoQuoteShield harmless from any claims, damages, losses, or expenses (including legal fees) arising from:

Privacy

Your use of our Services is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

Modifications to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on our website and updating the "Last Updated" date. Your continued use of our Services after changes are posted constitutes acceptance of the modified Terms.

Termination

We may suspend or terminate your access to our Services at any time, with or without cause or notice. Upon termination, your right to use our Services will immediately cease.

Governing Law

These Terms are governed by the laws of the State of Arizona, without regard to conflict of law principles. Any disputes arising from these Terms shall be resolved in the courts located in Maricopa County, Arizona.

Dispute Resolution

Informal Resolution

If you have a dispute with AutoQuoteShield, please contact us first at [email protected] to attempt to resolve the issue informally.

Arbitration

If informal resolution is unsuccessful, any disputes shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. You waive your right to a jury trial and to participate in class action lawsuits.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and AutoQuoteShield regarding the use of our Services.

Contact Information

If you have questions about these Terms of Service, please contact us: